• Home Loans

Refinancing

What was a great deal two years ago may not be the best of deals today!!!!

If you already own your home or have one or multiple investment properties, it pays to regularly evaluate the interest rates you're paying on those loans. The mortgage market is dynamic and constantly changing, with new products and increases or decreases in interest rates. We will provide you with a range of refinancing options based on your needs, goals and situation. Our help doesn’t stop there. We value getting a great deal just as much as you do, which is why every year we evaluate the deal you are on to ensure it continues to meet your requirements free of charge. The banks love customers that don’t pay attention to what they pay on their mortgage. They can increase their profit without lifting a finger if you let them! Contact us today to find out how we can save you money.

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Upgrading

We can help get you into the right sized home for your needs

Outgrowing your home or locating to a new suburb is a common reason for financing a new home. We will help you make the most of your hard earned equity and structure a loan that provides you with maximum benefit and minimum fuss.

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Investors

Do you want to buy another property and minimise the capital you outlay on this new investment?

We structure loans to provide your portfolio with maximum flexibility based on your goals and ambitions.Depending on your situation, we may be able to release the equity from your existing properties to help fund a new purchase. We avoid “Cross Collateralising “ your existing properties in order to provide an additional layer of protection.

Contact us today for loan structuring advice tailored to your property investing goals.

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First Home Buyers

Buying your First Home can Be a Daunting Experience

Finding The Right House, Negotiating Price with the Agent, ORGANISING PEST AND BUILDING INSPECTIONS, CONVEYANCING............

We will talk through all the available options based on your current income and expenses and find you a solution to get you where you want to be, in your first home! In addition if you would like us to assist you with recommendations on a good conveyancer/solicitor, real estate agent or accountant, we are very happy to refer you to some of the ones we as a business have had a great experience with.

Financing your purchase is another piece of the puzzle that can be even more daunting.
Many of the questions people face are:

  • How do you know which lender will approve your application?
  • Do you have a 20% deposit?
  • Do you know what lending options are available to you with less deposit?
  • Do you know what you will need to pay in Lenders Mortgage Insurance?
  • Do you know this insurance protects the bank, not you?
  • What about the rate? Should you go variable, fixed or split it each way?
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